Financing
Equipment Financing & Rent-to-Own in Utah
We don't self-finance — we connect you with lenders who fund used iron, fast.
Third-party financing
Cactus is not a lender. What we bring is years of contacts in the equipment finance market — lenders who understand used machines, know how to value them, and can turn around an approval quickly. Tell us the machine and the structure you want, and we'll point you at the right application.
Start a finance applicationThe application is hosted by a third-party finance partner. Confirm the destination application before launch.
Rent-to-Own (RPO)
On select machines we offer Rent-to-Own, typically over a 3 to 6 month term. It's a practical option when you need the machine on a job now and want to apply rent toward the purchase. Availability depends on the unit — ask before you commit to a structure.
What to have ready
- The machine or category you're financing, and target hours
- Your business details and time in business
- Down payment and term you're aiming for
- Timeline — when the machine needs to be on site
Not sure which machine your budget actually buys?
Send us the payment you're targeting and we'll show you what fits — including rent-to-own options.
Prefer to write it out? Send us the details and we'll get back to you.